About Us 2023-08-08T18:42:12+00:00

RFA Capital Corp.

What We Are All About

Our Mission is to provide unparalleled service and expertise to each of our borrowers. We will put honesty and integrity first and foremost in every transaction.  We will do our best to help our clients achieve their dreams and aspirations in real estate.

Meet the Team

Robert F. Alberga, Founder


NMLS 156846

I started in the mortgage industry in 1998, beginning with a retail bank and onto being a top producer in wholesale mortgage lending. In 2007, I started RFA Capital
Corp. With my 20+ years experience I leverage my relationships with multiple lenders and structure and tailor the loan to best suit each client’s needs. I was born and raised in Westchester County, New York. I live in New Canaan, Connecticut with my wife and three young boys. Besides a love for my family and my business, I enjoy rigorous exercise including cycling, calisthenics and isometrics. I’m licensed in the states of New York, Connecticut, and Florida.

Scott Strausser,
Mortgage Loan Originator


NMLS #148430

With over 25 years in the mortgage business I have represented all types of buyers, investors and commercial property owners.  I have developed an expertise in Self Employed Borrowers and the nuances of qualifying the unqualifiable.   I can provide financing for any and all situations and look forward to assisting you on your journey to acquire your 1st or 15th home with a comprehensive understanding of the mortgage process.  I lived/worked in New York City for over three decades and currently live in Northwestern Connecticut and hold Licenses in NY, CT and FL.

Luke Ciccarello  

T: 203-895-1304

NMLS: 2011272 

Last summer I started interning at RFA Capital Corp. and I really enjoyed my experience. During  this past year I then got licensed to be an MLO in the states of New York and Connecticut so I  could start full time when I graduated. Once I graduated from Loyola University in Maryland, this  past May, I jumped right into the business and have learned a lot fast! I grew up in Easton,  Connecticut and lived there for my whole life until I graduated from Joel Barlow High School.  Once I graduated I moved to New Canaan, Connecticut and have lived there ever since. I have  always enjoyed family, friends, and traveling. Some of my favorite activities are tennis, skiing  and just being outdoors in general. I am so excited to start this new chapter in my life at RFA  Capital Corp!

Bao Tran Nguyen, Loan Officer


NMLS #2028190

I live in New Braunfels- the town of Schlitterbahn water park- Texas. It’s a small, beautiful, and peaceful town. I graduated Bachelor Business Administration – concentrate in Accounting from Texas A&M San Antonio. I was a tax preparer, account payable, and administration for accounting office before jumping into the mortgage industry. I used to work for Intercontinental Capital Group and American Financial Network before I meet Mr Robert Alberga who is the founder of RFA Capital Corp. It’s my pleasure to be a part of the team. I am personally a self employed more than 12 years. That’s why I specialize structuring traditional Conventional, and Non-QM products for self employed borrowers.